:root{--navy:#071d2b;--navy2:#0c3448;--gold:#f2bd3f;--white:#fff;--ink:#142431;--muted:#637580;--soft:#f5f7f8;--line:#dce4e8}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:inherit}.wrap{width:min(1120px,90%);margin:auto}
header{background:var(--navy);color:#fff;border-bottom:1px solid #ffffff18}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{text-decoration:none;font-weight:900;font-size:23px;letter-spacing:.3px}.brand span{color:var(--gold)}.tag{font-size:10px;color:#b8cbd4;display:block;font-weight:400}
nav{display:flex;gap:26px;font-size:14px}nav a{text-decoration:none;color:#e9f0f3}nav a:hover{color:var(--gold)}
.hero{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:90px 0}.hero h1{font-size:clamp(45px,6vw,74px);line-height:.98;letter-spacing:-2px;margin:12px 0 22px;max-width:820px}.hero h1 em{color:var(--gold);font-style:normal}
.eyebrow{color:var(--gold);font-size:12px;font-weight:900;letter-spacing:2px;text-transform:uppercase}.hero p{max-width:700px;color:#d2e0e6;font-size:18px}
.btn{display:inline-block;margin-top:18px;padding:15px 24px;border-radius:8px;background:var(--gold);color:#102431;font-weight:900;text-decoration:none}
.section{padding:70px 0}.section h1,.section h2{line-height:1.08}.section h1{font-size:46px}.section h2{font-size:36px}.lead{font-size:18px;color:var(--muted);max-width:780px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}.card{border:1px solid var(--line);border-radius:16px;padding:26px;background:#fff}.card h3{margin-top:0}.card p{color:var(--muted)}
.feature{background:var(--soft)}.featurebox{background:linear-gradient(120deg,#09263a,#0d3a50);color:#fff;border-radius:20px;padding:44px}.featurebox h2{font-size:42px;margin:8px 0 12px}.featurebox p{color:#d0dfe5;max-width:650px}
.prose{max-width:850px}.prose h2{margin-top:40px;font-size:27px}.prose p,.prose li{color:#4e606b}.legal-note{padding:15px 18px;background:#fff7dc;border-left:4px solid var(--gold);border-radius:5px}
.contactbox{max-width:700px;border:1px solid var(--line);border-radius:16px;padding:30px;background:var(--soft)}
footer{background:#061925;color:#aebfc7;padding:34px 0;font-size:12px}.foot{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.footlinks{display:flex;flex-wrap:wrap;gap:18px}.foot a{color:#dce6ea;text-decoration:none}.disclaimer{max-width:650px;margin-top:22px;color:#8fa4ae}
@media(max-width:760px){.nav{align-items:flex-start;flex-direction:column;padding:18px 0}nav{gap:14px;flex-wrap:wrap}.hero{padding:65px 0}.grid3{grid-template-columns:1fr}.foot{flex-direction:column}.featurebox{padding:28px}.section h1{font-size:38px}}